Clifford Chance

CRD6: New EU rules for bank M&A and reorganisations

21 June 2024

The new EU Capital Requirements Directive (CRD6) will impose additional requirements on EU banks and their holding companies to pre-notify and, in some cases, pre-clear certain M&A transactions and reorganisations with their own supervisor. These new rules will apply to acquisitions and disposals of material holdings in both financial and non-financial sector entities, material transfers of assets or liabilities, and mergers and divisions.

CRD6 has now been published in the Official Journal and Member States will be required to apply the new rules on bank M&A and reorganisations from January 2026.

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